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Third of older people don’t claim Pension Credit

Third of older people don’t claim Pension Credit

Do you receive a state pension? If so, you might be eligible for Pension Credit. Many people don’t realise they’re entitled to some extra money in their retirement.

If you’re on a low income or struggling to make ends meet, claiming Pension Credit could help. It comes in two parts – Guarantee Credit and Savings Credit. You may be eligible for one or both parts.

Guarantee Credit tops up your weekly income to £163 for a single person or £248.80 for a couple. If you get Guarantee Credit, you may also qualify for full Housing Benefit. This means you could get help with your rent, which could cover your full rent in certain circumstances. You are also entitled to claim other benefits including free NHS dental treatment and free eye tests.

Savings Credit can give you up to £13.40 a week for a single person or up to £14.99 a week for a couple. The exact amount you’ll get depends on your income and savings.

You may be able to claim Pension Credit whether or not you’re still working, although any earnings you have will be taken into account.

You have nothing to lose by applying, and possibly a lot to gain. It only takes one phone call and you won’t have to fill in a form. You can call the Pension Service claim line free on 0800 99 1234.

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