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Act now to safeguard your future income

Act now to safeguard your future income

If you live with a partner and one of you has reached pension age, but the other hasn’t, the benefits rules are changing on 15th May 2019. If you’re already getting Pension Credit or Housing Benefit, there is no change. If you're not already on Pension Credit or Housing Benefit, you’ll have to claim Universal Credit instead which is much less generous.

Get advice - you may be entitled to Pension Credit or Housing Benefit now.

For example, Margaret is 56 and David is 66. They pay £100 a week for their rented two bed house. They have savings of £9,000. Margaret works part-time, and their total income including David’s pension is £400 a week.

They make a claim for Housing Benefit and are surprised to be awarded over £70 a month!

Then in September 2019 Margaret finishes work and they just have David’s pension as income. As they are already on Housing Benefit, they can make a new claim for Pension Credit.

If they weren’t already on Housing Benefit, they would have claimed Universal Credit instead – but they wouldn’t have been entitled to any. Because they made a claim for Housing Benefit before it was too late, they safeguarded their future income and are £640 per month better off!

Already on Universal Credit? Get advice about ‘swapping’ to Pension Credit and Housing Benefit before 15th May 2019. Speak with one of Together Housing’s Benefit Advisors for further advice by phoning your Customer Service Centre, or text BENEFITS HELP to 66099 and one of our Advisors will contact you.

Information provided by www.housingsystems.co.uk

Rules correct as at February 2019 but may be subject to change.

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