Buying your rented home
If you are one of our assured tenants, you may have the right to buy your home under the Preserved Right to Buy scheme or the Right to Acquire scheme depending on when your tenancy started and how long you have been a tenant.
Preserved Right to Buy
If you were a secure Council tenant living in your home when it was transferred to us then you may have the Preserved Right to Buy. The discount you would get is based on how long you have been a tenant, the type of property you are buying and the value of your home. For more information about the Right to Buy Scheme please visit the Government website. Some frequently asked questions about the Right to Buy and Right to Acquire can be found below.
Right to Acquire
If you are not eligible for the Preserved Right to Buy you may be able to buy your home at a discounted price under the Right to Acquire scheme. You can apply to buy if you have been a public sector tenant for a total of at least 3 years. You don’t need to have spent this time at the same address or with the same landlord. Tenancies with other housing associations, Local Authorities, Armed Forces and certain other public bodies will count. The amount of discount is fixed by the Government and depends on where you live. For more information about the Right to Acquire scheme please visit the Government website.
Buying your home is probably the biggest financial decision you will make so please take the time to read the booklets which, outline all costs and considerations and will help you decide whether purchasing your home is the right choice for you.
Frequently Asked Questions
How do I apply?
If you visit the Government Website you can find out all about how to apply and download an application which you should return to Sales Department, Together Housing, Harrison House, Harrison Street, Wakefield, WF1 1PS once you have completed it.
Can I make a joint application with other members of my family?
Can my children buy my home for me?
Can I apply to buy if I am on benefits?
Can I apply to buy if I have rent arrears?
If I apply to buy will I still get repairs to my home?
While you are in the application process, you will only be entitled to essential and emergency repairs. If your property is a house you will not be included in any major works programmes and once you complete the sale, you will be responsible for any repairs needed to your home.
If your application is withdrawn then you will be able to access the normal repairs service. If your property is a flat we will not carry out any works inside the property but we are still responsible for maintaining the exterior of the block.
How much will my home cost to buy?
Every property is valued on an individual basis according to market value at the time you apply to buy. Any improvements you have carried out yourself will not be included in the valuation. A valuer will call once your application has been accepted and there is no charge for this valuation to be carried out.
What can I do if I do not agree with your valuation?
Can I cancel my application if I change my mind?
How do I find a mortgage?
What happens if I have purchased before?
Can I sell my home later?
You can sell your home whenever you like but if you sell within the first five years you will have to pay back all or part of the discount you received. Any discount to be repaid will be calculated on the current resale value of your home disregarding any improvements you have carried out yourself.
All of the discount will have to be repaid in the first year after purchase. Four fifths is repayable in the second year, three fifths in the third year, two fifths in the fourth year and one fifth in the fifth year. Also you must offer us first refusal if you sell the property within 10 years.