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Do you own a house or flat on a long lease from Together Housing?

You may know that many long leases can become more difficult to sell or raise a mortgage for once the lease is under 80 years in length. This is because many high street lenders become more cautious.

You should check the original date of your lease and the length of its original term. The original term can be anywhere from 99 to 125 years.

If your term has reduced to nearly 80 years, it is worth considering applying for a lease extension. This will lengthen your original lease and secure the property’s value.

Legally, you do have the right to extend your lease. This involves a long and expensive legal process you must follow. However, by contacting us directly, it is possible for us to agree a lease extension on an informal basis. This can be a cheaper option as you would have on the legal costs.

In this process we would still need to undertake a valuation of the lease in order to obtain a premium value to extend it. Then our solicitors would carry out a formal drafting of the extension. Throughout this process you would need your own solicitor to act on your behalf and register you lease with the Land Registry.

Please note that you would still have to pay for the costs of this service, but we can negotiate these.

We strongly recommend that you speak to us before you approach a solicitor or specialist leasehold company.

If you are interested and would like to further information, please contact our Home Ownership team at or via our Customer Service Centre on 0300 555 5560.

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